I have a signed letter from my mortgage broker stating that the loan was denied because of "insufficient income".

We are even willing to sign a contract to make it legal if that is what it takes.

And some video poker has an edge that favors the player, especially if the casino has any sort of cash back.

(on the good side we sign an offer for our first duplex today.

Now OIL is running out and we (and our leaders) are doing NOTHING to supplant it.The common thread in the case of the Dutch and the English is that the reliance on plentiful, and cheap energy caused a complacence because it was just TOO EASY to keep doing what they had been doing.A couple of parallels to this can be found in the cliche' about the old "buggy whip makers", and simlarly in the case of people who made, and delivered ICE back in the late 19th and early 20th centuries.There were probably a lot of players in both industries, and as competition from refrigerator manufacturers and auto makers became intense, the remaining buggy whip makers and "ice men" were obviously the MOST EFFICIENT players in their respective markets.

There was a clause in the contract that stated if I was unable to get financing, the deal is scrapped and I will get my earnest money back.But the seller of the house still has not signed for the release of my earnest money.

The sellers agent claims that I should have known I would not qualify for the loan which is completely untrue.But the sellers agent and sellers of the house still has not signed for the release of my earnest money.

Last resort, put a FOR SALE sign in the yard.

I do not want to sign my life away but yet do not have enough equity to offer them.

If you are wiling to sign on the dotted line you better know what you are getting into.