. - Can you try a hard money loan? 

You will more than likely get a higher rate then what you have now but its a simple short term loan that you can refinance in 12 months to lower the rate when rate drop next year (which they will).Use the cash for the DP but I would also advise taking out just a little more as a "What if factor" to cover any unforeseen issues or last minute repairs.

A refi may or may not help the cash flow depending on current rates vs. new loans.3.

Before your loan closed, did you roll into the mortgage 6 months of your mortgage payments? 

I had moved more than 50 miles because of work and my FHA loan had a clause where I was automatically approved to buy a house with 3% down in that scenario.

Im gathering some information to have a better understanding with a FHA Loan for my first house hacking multi family property, and how to convert into conventional  loan or commercial loan .

I am open to an FHA loan or house hacking and living in one of the units.

Hello:How can the new buyer on #Self #Storage assume a #Commercial #Loan?

Use a 5% down conventional loan.

I would try first seller financing, then a bank loan, and then cash.