Unless I'm reading this wrong or don't have all the information - it looks like they choose which bank account they will access (or all, if they choose).

Out of the blue the lender stopped communicating with me and sent notice that I was in default on the loan to the tenant at the rental property.

I've been in communication w a lender that "claim" they can do 100%.

You can fool some of the people all of the time or all of the people some of the time!

I already knowing it will be accepted since I keep very close communication with the agent.

ALL CAPS is not necessarily shouting, it can just be emphasis.To me, it is not whether it is all CAPS or all lower case, it is what is actually said.Now, do you know where the term "Upper Case" and "Lower Case" came from?

We have 9-5's and during business hours communicate only through email.

And that might affect the price.If the owner was willing to carry some or all of the note, perhaps at better terms, the deal would be that much more attractive.

It feels great to be able to communicate on a site with other like-minded real estate investors.

I have my BS in computer networks and communications management.