Thanks for such a amazing response, as you mentioned i am trying to connect to people and get educated by reading and learning from others mistakes also.

If so, this might be nice to mention in your text.  

Did Pen Fed mention that they only loan to people with 3 properties or less?

I quit school in tenth grade and have never been to college, and did I mention i'm 50?

And therefore, housing expenses go up – whether it’s rent or purchase price.It’s simple supply and demand.If you’ve read some of my other posts here about millennial migration and the trends affecting the Sacramento and Stockton housing market, you’ll understand why there has been a sudden increase in demand for Central Valley housing as of late:https://www.biggerpockets.com/forums/621/topics/396725-millennial-migration-to-sacramento-2017---here-comes-the-rushhttps://www.biggerpockets.com/forums/627/topics/528157-stockton-the-last-bastion-of-housing-affordability-in-californiaThis trend isn’t stopping either… more and more millennials are turning 30 every year (over 4 million) and the average age a woman has her first child is 28.

You mentioned "To avoid issues with identification list..." what type of issues may come up.

I made an offer on a 4-plex last week but to my surprise the selling agent just found it convenient to mention today that the seller has "started the eviction process" on one of the tenants - rookie mistake I know I should have dug deeper and not assumed anything. 

I unfortunately was not afforded an opportunity at a younger age to be exposed to the power of passive income, passive income vehicles, compound interest, and a detailed planning for the future.

This was new to me and I'm glad you mentioned it.

I see some mentioned on BP that I have already located online but their pricing isn't conducive for purchasing for flipping.