Non-QM (investor loans which won't be guaranteed by one of the government loan programs) are nearly non-existent for a new investor.

I contacted my mortgage broker and most lending programs have been put on pause and those that are still going are requiring 70% LTV to protect themselves.

Just starting to acclimate myself with the various PRO membership offerings and have been utilizing the rental property calculator.

There are conventional loan programs out there right now that would allow you to capitalize on a low down payment.

Congratulations on your first post and pro membership, the right way to start!

Just the extra earned from these two programs is 1.5x more than the average middle-income earner would normally earn.

IN RE RESPONSE TO THE COVID-19 PANDEMIC—EVICTION FILINGS, 2020 Ark. 166 (April 28, 2020).Covered dwellings  are rental units in properties: (1) that participate in federal assistance programs, (2) are subject to a “federally backed mortgage loan,” or (3) are subject to a “federally backed multifamily mortgage loan.  

You would be able to use your FHA again in the next state also saying you can use the 3.5% loan program twice.

As a first time home buyer, are there any lenders like Fanny Mae that host programs that may boost my potential as a qualified buyer?

I’m currently 20 years old in college as a marketing major and I’m about 2 years away from graduating(taking summer classes now hoping to finish faster)  I’ve been wanting to pursue real estate for quite a while now but it’s seem almost impossible to do with little to no cash or credit, I’ve seen many videos and even bought Kris Krohan training program and this was supposed to help me secure deals with “no money down”.