Everyone will tell you that paying down your principal faster will save you on interest - the whole bi-weekly payment scheme is built on that premise and it's a very mainstream / accepted idea now. 

I do not insist that an agent go see any and every property and send video and pictures, etc....I make offers contingent upon inspection, and ask agent to view after the fact, after acceptance, during due diligence with pictures, video, , and protect me and verify numbers.......I even develop relationship and trust that I will relist (flip) with that agent,  and even offer bonus if agent can help verify repairs or does anything above and beyond norm in regards to contractor or rehab.Come time to docusign purchase offer,, an agent in past has been obsessed with sneaking in an agency agreement locking me into and marrying that 1 individual into a large mileage radius in every direction and a many months time frame, for any action taken on my part to his her benefit...this is not fun...it is never fun at all..and very very stressful and distracting...and I hate this...and lose respect, ,and finally it is unnecessary and irrelevant to purchase offer at hand.I tell the agent to make it property specific and it is met with resistance, and delay.I ask agent can we pre-docusign an agency agreement with verbage specific to purchase contract address and still write in the address after the fact that we take action on, so cut out any paper work or excess time to make offers...i want agent to be able to make an offer in a few minutes...and i want to pre fill out any duplicate paperwork.I am looking for an agent who has the courage to allow me make offers through him / her, agency agreement specific to that property, I ask only that it is contingent upon inspection..that agent review it and assist to inspect it...please contact or refer or suggest an agent for Raleigh NC...

I have a 6 figure income and a 750-800 credit score depending on which credit reporting agency its checked against.This feels like a good problem to have but i don't know how best to tackle it - ultimately 2 properties at > 1% rule and about 40k in equity when the dust clears is my goal.Just looking for advice on how best to proceed. 

@Robin Shelleyif you don't know how much it costs to run a property in your market, then contact either am mortgage broker or a broker that deals with agency debt and ask them what expenses are in the market.

You wouldn't actually purchase the property from a wholesaler, unless the wholesaler is the owner of said property - and then you would just be buying a deal.There are several ways to wholesale, but ultimately you would be purchasing the wholesaler's position in the real estate purchase contract, and that wholesaler would then assign that contract to you as the buyer.You probably wouldn't use your agent in this scenario because agency has to be created prior to engaging in contracts - and Real Estate contracts are different than Agency contracts. 

How are the rents paid, direct from renters or through a subsidizing agency?  

It can get a little touchy when the Listing Agent is also representing the buyers agent or also known as Dual Agency.

So far the two wholesalers I have dealt with (under an agency) have not sent me deals, ignored phonecalls (Out of state investor so I need to make arrangements before I drive 2 hours).

@Casey Andersen I work with Max Pizano at Pizano Insurance Agency.

This is directly from fanniemae.com:Self-Employed IncomeRequirements:The lender must verify the existence of the borrower's business within 120 calendar days prior to the note datefrom a third party, such as a CPA, regulatory agency, or the applicable licensing bureau, if possible; orby verifying a phone listing and address for the borrower's business using a telephone book, the Internet, or directory assistance.The lender must document the source of the information obtained and the name and title of the lender's employee who obtained the information.When it gets convoluted and CPA letters can genuinely save the day is when they are using business funds for the down payment or when it's a job with no license, no website, etc... basically "gig economy" type folks, or the guy that painted your home or tutors math for your kids, even if they report all their income to the IRS and pay taxes on it, can still be screwed.