The east side is mostly industrial and low income housing.

I saw someone on the forum refer to having a low interest rate but wanting to expand your portfolio as the "golden handcuffs".

The acceleration of low rates has faded and we find ourselves similar to our previous norm for growth.I don't pretend to possess a crystal ball, no investor or agent could, but drawing on my experience in the daily dynamics of the market here in Raleigh, and looking at the facts, a price drop seems unlikely in the next few years.

Hi and thanks Melanie, I purchased a brand new refrigerator but over the phone with Lowe's.

Also don’t forget to build up your reserve funds for emergency situations.

Reason for this drop is just simply high utilization due to a last minute shortage of funds for closing on another property just recently...This person will be able to simply pay down this high utilization that had now crushed his score but in the meantime he still has 3 other properties under contract and he is concerned about this single family deal (other 2 are multi and is rehab).

Mortgages make a lot more sense when rates are really low. 

One thing I see as a lender is that any kind of owner-occupied loan with a low down payment will not allow you to build enough equity to refinance out of it, even when you are forcing equity with a rehab.

do you have separate savings and emergency funds? 

This means if your AIO loan funds are directed towards significant improvements of your personal residence, the interest may be deductible.