Likewise, I won’t sign personally for owner financing loans, etc. 3 - As a result I’m at an average LTV of less than 40% on my properties.  

In this section, I want to emphasize the benefits of seller carry financing, share success stories where it enhanced the deal, and highlight the tax advantages of utilizing a 1031 exchange.Seller carry financing is a powerful tool that allows investors to purchase properties with flexible terms and minimal upfront capital.

For conventional loans via Fannie, I know that there is a 60 day seasoning for downpayment funds for conventional loan. 

Grants/government assistance can be a great way to get help with the downpayment, but be cautious as some can make the loan terms worse for you.

They'd be taking over an 80k loan and buying the property for 125k. 

I also have the ability to take a $50k loan that would cover my closing costs.

I'm Isaac from Southern California, passionate about real estate investing for the medium and long term.

I'm looking for long-term investment opportunities in growing market and am excited to build my portfolio.Outside of real estate, I enjoy surfing, live music, and traveling.Excited to learn and connect with you all!

Bringing in a partner with the funds needed or portfolio loan, talk to more banks it sounds like would be the best option. 

The going rate for short-term private money is 12%.NO private lender can stay in business making loans at half of the market rate!