.* You may rent the entire dwelling to one family or a group of up to 6 people in all Residential, Commercial, Mixed-Use, and Downtown Districts.* You may rent an ADU to up to 4 people in all Residential, Commercial, Mixed-Use, and Downtown Districts.You may rent 1-2 guest rooms within an owner-occupied dwelling in all Residential Districts, including single-family districts.* You may rent 3-9 guest rooms, after receiving an approved Conditional Use Permit (CUP), inR-3, R-4L, R-4, R-5, RCX, and NRX Districts (these are generally residential districts that allow duplex, triplex, and multifamily dwellings).You may rent 1-9 guest rooms in all Commercial, Mixed-Use and Downtown Districts (except RCX and NRX – see above).* You may rent 3-9 guest rooms, after receiving an approved Conditional Use Permit (CUP), inR-3, R-4L, R-4, R-5, RCX, and NRX Districts (these are generally residential districts that allow duplex, triplex, and multifamily dwellings)

listing written in the style of Shakespeare:"In fair Verona, where we lay our scene,There stands a palace fair and bright,A spacious dwelling for travelers keen,To rest their heads and sleep through the night.Our luxurious bed doth beckon thee,With soft, plump pillows and silken sheets,To dream of fairies, mermaids, and the sea,Or simply slumber with no cares or feats.But lo, our palace is not just for sleep,For in its walls there are many delights,A kitchen stocked with all that thou mayst keep,And a common room to while away the nights.So come, dear traveler, and stay with us,In this fair palace where joy doth reign,And thou shalt leave with memories aplenty,Of thy time spent in fair Verona's domain."

The umbrella provides an additional limit of Liability if the Liability coverage on one of your listed underlying policies (Homeowners, Auto, Dwelling Fire, Boat, Motorcycle, etc..) is exhausted in a claim.  

My attorney is filing an holdover affidavit that states “The Petitioner seeks to waive arrears which would be issued by Emergency Rental Assistance program (“ERAP”) in consideration for the ERAP stay to be vacated, and would prefer to proceed on the instant matter instead of accepting ERAP payment.”

It provides coverage if the underlying Home, Dwelling/Fire (aka Landlord), personal Auto, etc. are exhausted in a covered claim. 

A lot of the time bank owned properties are undervalued and you may have some instant equity by just fixing the couple things that might be wrong and getting utilities turned on.

You're probably looking at a zonning description and such follow HUD definitions of single family dwellings being 1-4 units.

Anyone can make money if they have 50% instant equity and cashflow on top of it.

Usually, the higher density properties are in different neighborhoods, and may have a different appeal.Also, SB9 allows 2 dwellings on an sfr zoned property and an ADU (3rd unit).

Legally converted the home to a duplex from a single family with a potentially illegal accessory dwelling unit.