Compared to the Q1-2019, is it up, is it steady or is it trending lower?

This is a similar trend that we have observed across a variety of other zip codes as well.

If that’s true, I’m assuming other states will have caps as well, trend setting is not an Iowa norm...

@Sam Pant - Before jumping into specific neighborhoods, take a look at more macro-sites like city-data.com to get a grasp on population growth/decline, median home values, crime trends, job growth....etc.  

There is a trend of just offering 60% regardless of any other factors. 

And he doesn’t follow the trend.

I am seeing a trend here. 

We can just make decisions based on risk tolerance, looking at trends, and understanding the asset class.

I like this idea and a lot of it's a trend.

To gauge a locations propensity to exhibit these risks we can look at data such as poverty rates, household income trends, vacancy percentages, high school graduation rates, etc ...