(First time buyers)He's told us: (by word)- His Asking- What current tenants are paying- What he's paying for Garbage PickupI've Researched and found:- Tax History- Estimated Insurance- Estimated Worth- Our estimated loan amount. %, and payments.

@Devin Meriwether You will likely not find a Hard Money Lender in this day and age who will find a purchase with 0 down especially if you are a new borrower with no investing history.

If it is market rent and they are tenants with a great pay history, that's an asset to me. 

I majored in history at a public university and spent my 20s skiing out west.

For the first time in history we are going to have a massive change to digital and electronic working setups from your own home.

If you are looking for cash flow it's a great market, although like many other places prices have seemingly gone crazy in the last year or two (I just refinanced a triplex i bought 5 years ago and it appraised 82% higher than i paid in 2015).A few things stick out that tell me the author isn't actually very familiar with the market, the big one being high rents in Hough and Industrial Valley.

There's just a process to get into their system as a new landlord and a separate HAP contract to sign with the housing authority.

I'd look into getting a business line of credit as well, as your business grows so will expenses and if you've been creating history on the business credit you will be approved for whats needed.

To my knowledge, FHA ( Federal Housing Authority) only does owner-occupied property, not rental/investment property and you need a 650 score and 2 years tax return ( we call it tax return instead of tax record over here)

I would start by contacting the housing authority in the county were your rentals are - or do a google search.