At this moment I will not cover the complete mortgage with the tenant's rent.

I bought it with 5% down as it was originally owner occupied and it currently has a 4.125% interest rate so all for principal, interest, insurance, taxes, and HOA I pay $1,942.38 per month, which is entirely covered by the rent paid by the tenants.

@Tamara Troutt if you're into visualizations, imagine putting on a heavy duty raincoat/ iron shield before calls, and imagine the tomatoes and eggs they are throwing at you just sliding off it as you stay protected and clean in your shield.Just keep going!

Aren’t the $200* per month for cap ex and 10% I take out for repairs sufficient to cover those expenses?

One unit (tenant 1) covers snow removal for the building for a rent reduction each month.

Does your insurance broker cover the Burlington, NC area.

(B) A cause of action may not arise against an owner of real estate in a covered transaction for failure to disclose:(1) that the subject real estate is or was occupied by an individual who was infected with a virus or other disease which has been determined by medical evidence to be highly unlikely to be transmitted through his occupancy of a dwelling place; or(2) that the death of an occupant of a property has occurred or the manner of the death; or(3) public information from the sex offender registry as defined in Article 7, Title 23.

I'm not wanting to make trouble for the agent, I just want to cover my bases.The lot is priced low and has been and on the market for 2 years with 3 different agents.I want to communicate with the builder to ask what made him back out.

I then typed up a lease that covered everything possible in all of the leases and ended up with an eight page lease.

Could you cover your deductible, plus more, if something bad happened?