All of our communications were done via email including finalizing the agreements.

Josh,The assignment of deed of trust is the document used to transfer ownership of the borrowers loan between lenders.

This means you have to produce a prospectus and subscription documents with all the terms and conditions spelled out.

If the IRS at some point figures out some entity is generating taxable income, perhaps from the documents title companies have to file, and decides you should have been filing returns and paying taxes, then you will be subject to taxes and penalties.You are correct that "active" isn't 100% cut and dried.

The PBC site lets you see documents on title and you can get all the info from the docs.

It varies greatly from state to state.Even the wording and the document format are sometimes regulated.Research the Statutes in Ohio.

I have been inundated with phone calls and emails about it.

Read his email below.

If it's not, then maybe you need to move forward with documentation to clarify this.

The reason I ask is because I'm still seeing the old notifications where the yellow number, indicating the number of forum alerts I have, is visible for me, and, not the yellow envelope for emails only, that you are showing above.