So here we are... trying to creatively problem solve. 

Hi Amy,To be licensed as either a Broker or an Associate Broker, you must have been actively licensed as a salesperson and/or broker in Delaware, any other jurisdiction or combination of jurisdictions for five continuous years immediately before filing the application.I pulled this info from this website: https://dpr.delaware.gov/boards/realestate/resbroker Best of luck, there are a lot of great people on this board that should be able to point you in the right direction.

Once you start getting into the commercial world you tend to see more 'creative' options but one commonality I hear a lot of is that a 5 year balloon term or at least matching a market interest rate is common in commercial type lending. 

I just bought a house at a sheriff's sale, but the owner has a history of foreclosures and coming up with the money during the redemption period. She told me she already has a list of people wanting to buy the redempt...

What are you up to - perhaps I can point you in a direction if you can provide more info. 

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They exist but you just need to be more creative on finding them.I'm looking at a mixed used property in Washington NJ now.

Many of the larger metro areas are moving in this direction and it looks like as of Aug 2019 you’re done.

Usually they are more flexible than larger entities.To answer your question directly, YES, you can absolutely pull $100k out. 

Because the purchase price would have made the loan below lending standards (49k for each one), I had to get creative and buy them both for cash.