Applying for a HELOC

[Sarah Sadd]

Hi everyone! I currently have 3 investment properties, two of which are empty lots that I own outright, one that I have a mortgage on, with about $200K in equity. I'd like to apply for a HELOC, but I am wondering how that's going to go. The reason is that my property with the mortgage is a rental property, not a primary residence. Also, I am self-employed since June of 2017. Will this be an exercise in futility? I'm told I should be looking at credit unions. I am in Atlanta, GA. Does anyone have any recommendations?