Mortgage brokers have the ability to shop your loan to many different financial institutions, and they may have leads on off market deals and bring them to you.Insurance Agent – An insurance broker will be able to provide you with the proper coverage on your property.

For example, for liability purposes some firms E&O coverage will not apply if an agent lists their own personal property  

What is it exactly you are seeking coverage for?

Your friend Quit Claims her interest in the property to the investor and he/she acquires an income producing property (~$1,700/month) for a $25K investment, a 30% cash-on-cash return after debt coverage.  

The Denver Post has a fair bit of coverage on the topic.  

This could or could not be covered depending on the coverage form within your policy. 

This information was verified and confirmed the same day by Department of Comprehensive planning (Land Use Planning).Further investigation by official at Land Use Planning showed that house was converted to commercial zoning with request officially approved on July 3rd, 2012.

As far as insurance, there is no concern - you simply won't have any insurance coverage (regardless of whether you pay the premium or not), because your carrier will refuse to pay claims once they figure out you had improperly installed electric wiring

My family and i goofed our first year and didn't take much pictures of our property before the tenant moved in, nor make a very comprehensive inspection list.

I called my bank to get landlord insurance and they say it would cost $233k to rebuild so that is the policy coverage.