i dont have the credit to get a loan through the bank.  

If the flooring is outdated, replace it with a nice tile... a simple truck to visually enlarge a smaller bath is use a large tile, 16"x16" or 24"x 24", lay them on a bias and use very tight grout lines.Now, the stairway doesn't look bad the way it is, but the baluster and railing look a little cheap, like something you might see on an outdoor deck.

Often a credit union.

-wholesaling, rehabbing, buying and selling real estate, I originally started by back in 2003 before the market crashed, which was really a good time, decided to exit the market in 2012 and went hiatus for 4 years and pretty much missed  the industry and a had a lot of good times and bad, The things I didn't know then I know now and the things I dont know Im open to learn.

Again, you would have to consider your accessibility to cash, credit, short-term goals and long-term goals before determining the best strategy for you.Best of luck to you!

Maybe I'm missing something that makes Pittsboro a bad area, as I haven't looked into it deeply, but If you are thinking about placing a bet on growth over the next ten years, then it could be worth investigating. 

We are professional property managers, we have a long successful history of buy and hold investing, we have great credit and sufficient income.

Working with a local credit union.

Check the credit unions.

As you go down the scale of desirability, the price goes down, until you reach the small station, in a bad location, hard to get to, in a low income neighborhood, with environmental compliance issues.