I have access to my local credit union and small regional bank as well.Any advice would be appreciated.Thanks,Hillary 

Just run search on Residential to create a fairly good-sized list of active listings, then look for the Realtor designation, or lack there-of, then note the brokerage name and contact info and contact them directly.If you are not concerned about discount CE credits, using certain features like RPR, or becoming a GRI, etc., then my guess is you will save a fair amount of money (my annual board fees were $620). 

My credit is good, even though I read its really not about the credit.

just some things to think about.in addition to the BP family of podcasts, the rental income podcast with Dan Lane is a great podcast and he interviews a lot of medium size landlords who aren't flashy but really know what they're doing.

It also depends on loans that you are trying to qualify for depending on credit, experience, and other factors.

This is a 2nd GC who is interested in doing additional renovations on the same above mentioned 3plex.2.

They lost their job during COVID and never sought additional assistance.

I've looked at 5+ unit deals in your area (a few years ago) and I've connected with local credit unions that are open to lending on them.

You will pay half of the extra 5% in  additional upfront fees not to mention the rate being higher as well.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.