Hi everyone, thanks for all your contributions to the site.

I do not expect to establish this relationship without contributing to it.

Timeline, income generated from rent, closing costs, etc. all contribute to the bottom line.

Heard lots of good things about BiggerPockets and hope to contribute as I grow.

@Vincent RobertsThis site is a great resource for information as well as the people who contribute to it.

The 50/50 contribution is easy to say, but when you get to the nickle and dimes, it gets a little tricky.

I love my job, so I'm not trying to quit, my motivation is to supplement retirement and to have more to contribute to church work.  

@Chad CarsonCoach Carson, thank you so much for contributing to this thread.

Personal loan of 231.000 USD to be payed in 4 years at a fixed rate of 3.25%If I run the numbers in my Excel sheet, of course the personal loan gives me a negative cash flow for the first four years of about 15% but, after the loan is paid, the same would jump at 22% per year.In summary, my Company contributes in paying my apartment and in 4 years it would be mine.What do you think is best, mortgage or loan?

Thank you, and I look forward to contributing more to the BP community. :)