My goal is to obtain financial freedom and not feel the need to work a full time job when I am older.

I've made it into the mid 30's and had no idea there were so many ways to invest in real estate.Between the podcast, E-books, forums post/articles and other resources on the website, I have found a great place to learn more about real estate and continue my journey towards financial independence. 

That kind of loss would be devastating financially and I need better coverage.Once you know your answer to that question you know which type of policy to take.

The building is in great shape, occupancy is always 100% with no turnover, my credit is good, my cash reserves are good and the financials for the building last year are good. 

However, as @Chris Mason also mentioned, I can't truly give you an assessment without seeing all of your paperwork and financials.

My goals in real estate investing is to be able to have enough financial freedom that I can be able to quit my current job within the next 10 years and be able to spend more time with my family and be able to give back to my community.

They can also work on getting their brokers license and open up shop.As far as qualifying buyer YOU BET I send them financials to fill out before jumping on a call with them.

It’s a steep goal but I’d love to be financially independent by age 30.

Subprime loans didn't cause the financial crisis of 2008 alone.

I tried to refinance the property to a conventional mortgage, but because I carry some debt and because I am earning about 1/3 of what I was making before I relocated (which was expected), financial institutions won’t refinance the property in only my name.Side note, my credit isn’t the issue.