To adjust the terms of the loan because the market interest rates have gone down so you'd like to take advantage of that.

It was a smart move for me to do split utilities and adjust rent for the tenants.

All of this, although you may not see adjustments in the grid, they play a part in the final reconciliation of value for your property.I haven't seen the appraisal so Im not saying you're right or wrong or that the appraisal is accurate, Im just saying that price per sq.ft. does not work well on single family properties.

Conventional lenders look at your debt to income ratio (DTI) which is the total debt payments you have in a year (includes principal, interest, insurance and tax for each property, plus car loans etc) and they divide that by your adjusted gross income (AGI).

Also if this is a recent map adjustment you may qualify for preferred pricing from the NFS.

You can't plan a linear path to an end game, you have to stay alert to the signals and adjust on the fly. 

I am not sure they have adjusted for inflation over time.

A short disclaimer, this was not part of our original plan, but we adjusted to accommodate some income!

it may not help, but I would play around the website, surely there is a spot where you can edit your bid....I was in the same spot but with hubzu and I was able to make adjustments to my proxy bid

It's cause the one tree in Amarillo is too short to be a good antenna :)  Spent a little time speeding through there myself!