It will be interesting to see how the business evolves in the coming years but my hunch is anyone who is charging hourly unless they have significant credentials will be pushed to the side.

I see a lot of AirBnB places booked for months in the Old San Juan area.

I still have my Idealista settings sending me listings from Tarragona, from when I was living there a few years ago.

Plus even if title squeaky clean, most title companies will require that you hold it for a year before they will insure a subsequent transfer.Caveat emptor.

Job situation currently:Quick background, running an IT business for 3 years now, makes about 150-250k gross per year, struggle to find the right employee to help so it takes my time m-f 8-5. 

It's been my family's weekend home for the last 9 years.

I've been using Stessa App to track my expenses for a couple of years now.

As the financial markets change new financing products come and old products sometimes go away. 

@Marquez DavisNear impossible as hard money is for a year: what is your exit strategy ?

However, if circumstances do indeed change over the course of the loan, there shouldn't be a penalty involved if you move into the property down the line for unforseen / unintended reasons (such as maybe in a couple of years there is a family emergency requiring a need to temporarily move into one of your rental properties etc)