I’m thinking of buying a 2bd condo or a small multi-family unit in Las Vegas as my retirement home.

But then, think forward of retirement age too.If you have say 650K in the ROTH and earn 12% in retirement investing in a mix of your best rentals, some notes, etc.... you would be making about 75K per year TAX FREE.

I have $100,000 in two separate retirement accounts, a 403b & tradition Roth IRA account. 

@Brian Eastman I looked through IRS's list of approved IRA custodians (https://www.irs.gov/retirement-plans/approved-nonb...) and didn't see any of the ones frequently mentioned here on BP, for example IRA Services, QuestIRA, uDirect, etc. 

If you want millions in the bank and retire at 35, one or two flips a year won't do, so now you'll have to figure out what would get you there, then break that down to the year, month, day, of what you need to do to be on track to hit your goals. 

I'm told the guy wants too much money, is retired, and in no hurry.I found most of these sellers to be quite arrogant.

There is more red tape when dealing with FHA and also a 401k retirement account.

Just to tag along here, can the 9 months of PITI in reserves be in retirement accounts like a roth IRA, or do they need to be in a cash account (savings/checking)?

My dad, on the other hand, has only one investment property and is unable to retire. 

Any cash returns are put to work expanding my portfolioThese properties are to set myself up for retirement (I’m 28)My heloc terms include P&I on a 30yr schedule.