I'd love to be able to help others tap into the amazing power of real estate.

If you have bad credit an FHA 3.5% down loan can be a good option.

In FL, you may not have options on the Wind.  

If you want to learn more about this product option feel free to reach out. 

We are exploring all options and researching what we think the next move should be.

This would be for an investment property not a lease with an option to buy.Would it just be through agents, if it is mentioned in the listing etc... or is there another way to find these kinds of properties?

thx experts There are certainly a lot of factors that go into the decision - keep in mind to there are multiple options with no prepayment penalty, so while there will be costs associated with the refinance - a no-prepay-penalty loan to purchase (at low leverage) can make a lot of sense as you can refinance later when rates inevitably come down, but don't have to time/guess when that is

I am from North NJ so very expensive locally and not sure what type of investment to get into out of all the options.

But you always have the option of chaning it or doing it yourself. 

.- Capital losses can offset gains (Short term offsets short-term and long-term offsets long-term)- Tax loss harvesting - If you have other investments (At a loss) sometimes you're able to sell them and offset your gain- Charitable giving- Paper losses from your investment propertyWith some more information, we can hone in on which options would be applicable for you.Hope this helps!