We literally went with the first applicants that had their ducks all in a row, as we wanted out of the house as soon as possible. 

The remaining two refuse to fill out an application and show identification.

I know they are less numerous as hard money lenders for fix and flip but would appreciate any suggestions or bank/credit union recommendations.

INSIST upon a petty cash fund for instant approval of repairs under $xxx and an itemized Purchase Order for those  that exceed that amount.Also insist upon review and accept/denial on all applications for tenancy.These go a LONG way to keep everyone on the straight and narrow!

I should also mention that it is generally the specific contractors who will pull the permits applicable to their phase of the construction--e.g., an electrical contractor will pull electric permit, plumbing contractor will pull plumbing permit, etc.

i give them a preliminary application.

Some lender's have an application fee which is standard but it should be less then $500 and they should tell you in writing what it's for and in what circumstances it is refundable. 

If you really don't want them gone and don't feel you can find a better applicant M2M. 

Depending on the area of Tempe students are often interested so be prepared for that element of applicant to be in the mix.

What if we were to withdraw the HELOC application, and submit an application for mortgage pre-approval.