I have a property which is the first I've held over a year.

That is if your market value has held.

It is actually fairly common that real property is held separate from a business.

Apparently, the entire baseboard was destroyed by termites and was only being held together by the fresh coat of paint that had recently been applied.

How is the debt on this property held?

I used folders with those metal prongs at the top, (your bank uses them as loan folders).On the left side was property information or related files to closing.

I held one at the shop and it was not comfortable to me!

In fact out of the last dozen we have flipped, we only got held up on one property that included a 90 day deed restriction.As always YMMV

I went with precious metals a couple years ago.

We currently collect a 2k non refundable deposit (held at title company) when the addendum gets signed, and as long as the end buyer performs, the entire assignment fee (along with the original non refundable deposit) is collected at closing.You need to be dealing with end buyers who are either paying cash or using hard/private money loans.