When you look at their credit report, it shows they have car loans, student loans, medical debt, and other monthly debts that add up to $5,000 a month, which is a 50% DTI.

This is part of the real estate game I know very little about.So I have a good friend who is an anesthesiologist in Brazil, and he may be going to Warren Alpert Medical School at Brown University in Providence, RI to do another residency for the next few years.

I am a medic in this great Army lol.

If you don't plan to use it and solely want to make $$, I would say skip the coast, get an FHA assumable loan to buy an owner occupied quad and self manage 3 STR units in your major university, major medical services Triangle of NC backyard.Enjoy the hunt and here's to your success!

FB REIA page has lots of local landlords that are very knowledgeable. if you look to grow in fort wayne, then that might be a better place to ask questions.And also, thanks so much for your service in the medical field. 

So, for instance we have two major hospitals and pull for medical needs from 9 counties around us.

You can certainly revise that, you don't want someone in there that can get by on a grand a month really, GMI of 2800....I'd not go more than 50% as an elderly type might not have nuch at all besides food, medical and utilities,say if they don't drive.

During that time we have done projects from SFR, Small PUD Office Parks, Residential subdivision, Office Buildings, Office/Retail Condos, Medical office space, etc.

Sick, divorced, the dream isn't true, ran out of money, disillusioned, business idea didn't work, developed a medical issue not treatable there, missed kids/grandkids, or just grew old and found out there are no retirement homes there. 

Investment TeamIf you needed surgery, you would not start medical school.