@Dean Hamilton , it is NEVER too late to make positive changes to your financial health.

Things I've denied: Jamba juice because it improves someones health/mental capacity to do their job: DENIED.Hair cuts: Because someone needs to look professional.

Except his health is failing and this is his only out-of-state property.

West side ,  Cleveland Clinic area , and Slavic Village is making a big comeback. .

I questioned the management company on many aspects of the health of the HOA and they did not answer because this condo was now under contract.

please call me, I have a tenant there who has a furnace problem, he complained to Health Department last Thursday, I got a furnace guy to go urgently on Thursday night after hours, but the tenant never answer their calls, so they cannot go.... they gave him at least 7 windows of opportunity, they even went there twice and his mom was home and never answered....Now that is 6 days I'm trying everything I can, but he is never available, the furnace guys tried to call him many time to schedule a time, but they need to call while they are on their way to reconfirm, and the tenant drops the ball each time....Now I have to defend myself and get it done by the law.... but he doesn't collaborate, what should I do?

She wrote to me that she felt this was unsanitary, and has concerns for her health. 

Now most think we made it and have started spending like we did, but the cash still needs to be pulled back out, a disturbing percentage of people are collecting everything from food and housing to cash and health insurance from the government, most of which is being put onto credit cards.

Think of the turn of the 20th century:  cities with increasing population like NYC and London had no place to store manure, which created a crisis affecting public health.

Then, she presented a letter from an EZ clinic in San Francisco stating that she has psychiatric disability and needs 2 dogs to feel better.