So do you value your time more or your expertise more?  

The sectors that seem to be getting a lot of interest - housing (of course that ship has sailed also and rates getting compressed). 

Thank you all in advance for your time and expertise.

Otherwise it is borrowed money and that's not allowed.You could always put your RRSP money to work in the real estate sector without taking it out.

I definitely think its important to pick up on-the-job skills in your area of expertise.

Either Money, expertise, the deal itself etc... 

Also, there are tons of different avenues to the real estate sector whether it be: investing, property management, wholesaling, being an agent, etc.Depending on your background and current job situation, I think getting involved with a Property Management Company is a great place to start.

We are seeing strong inbound growth from the employed and also from the retired sector.

There are some rules that you've got to know, but they're easily navigated once your familiar with them.Broad subject, but worth knowing that its doable.Any such investments require due diligence and expertise, of course.

I'm interested in investing in single or multi-family units and would love to leverage your expertise.