This Option may only be exercised at any time prior to its expiration at midnight on December 31,2020.

, just when I was thinking that my offer might have been a low ball one it got accepted 35k under value!.

A lot of things you will still need to improve with theming to make sure it Preforms the best anyways. 80% of these homes are owned by Forign investors and some are willing to negotiate and some are not so make a bunch of offers till you find someone willing to play ball.

This is hypothetical because it is an exercise in electrical theory.

As i said, assuming you've educated yourself, you should know the ARV, have a good ball park of repairs, and putting it out there at a great price for another investor.

Making extra payments became a simple and completely safe exercise because at any point I could bring myself back to even, so I made another extra payment without thinking about it too much, this time deliberately, and found myself two whole months ahead of schedule.

Waiting is usually an exercise in futility. 

@Michael Morin if you have balls, Newburgh has come along way.

I never let my sellers of short sales tie up their property with a low ball offer. 

The court administrator denying your "low-ball" offer may have nothing to do with the lender at all.My suggestion is to ask the court administrator if that's the case and if so, what is their minimum percentage.