😬Few of them has been removed from BP but still exists on FB😖

Your effective interest rate may be lowest if you refi but it will cost at least $3k to close and resets your mortgage at a higher rate than it is currently. 

If you ask the manager to justify a fee and he starts hemming and hawing, move on or require them to remove the fee.

I get the tax code is a series of incentives or penalties depending on how one structures their financial house.Now if I own a business and invest in real estate, how can I effectively pay zero in taxes?

(Yes, both contracts had that and I had it removed).

Usually they will search for apartment brokers or commercial real estate brokers that specialize in apartments  so you're going to need to approach it from that angle.The most effective method to find off market deals is to call the owners directly.

If you ask the manager to justify a fee and he starts hemming and hawing, move on or require them to remove the fee.

@Joe CrupiThe governor signed the bill last Friday to remove the short term rental tax for direct rentals.

I should note that I had a full-time property manager at the time she moved in (they have since been removed), and unfortunately they lost the only other key to the unit I would have had.

When I reviewed the actual TD, it said something to the effect of "this TD secures a  maximum of 501K in debt" since it was the TD securing a LOC.