But I did a little online research and saw this article from USA Today on the topic:http://www.usatoday.com/money/economy/housing/2009-03-16-chinese-drywall-sulfur_N.htmAfter reading it, I personally wouldn't want to mess with the stuff or risk buying a house that had it.

Figure what the LTV will be (say 75%) and there are loads of calculators online that can give you the numbers.

He said that he would be able to get me earned income tax credit.

And the great thing is that a person's potential to earn a high income at their job is not that much lower than the big coastal cities (maybe 20-30%).

The house is in a generally nice area.Unfortunately, the PM is the rudest person we have ever met and the reviews online by many other renters show we aren't the only ones who think that.

After reading online blogs and these forums and not understanding some questions I have written down a few that I would like to ask.1) How do you find out how much money is owed on a house?

So, bottom line, enjoy the "wage" you're earning by self managing for now, but build PM costs into your purchase model on the front end.

There are a lot of online sources for mortgage rates and terms.

Use an online payment service.

I am also emailing or calling the contacts of FSBO listings I find online or in the papers.