In other words, I had to earn $75,000 to buy a $50,000 item. 

Also these seem to be the ones you can take care of the quickest, again getting you to where you have one less "item" on the list.For your large 6% loan, I would look at having that paid off at closing with the refinance.

Different lenders will view the situation in different ways so they should expect to speak with either a mortgage broker who works with multiple lenders or they cn approach nore than one lender to get a handle on their particular underwriting perspective .It is always a delicate conversation and should be handled in an honest and forthright manner.

. :1 New window w/ trim: $220Bay Window: 220 x 3Exterior Door: $250 Framed Porch: $12/sq.footA/C: $1400/Unitetc.How do I go about creating a spreadsheet that lists the items, and as I'm walking the property with an iPad, I can input quantity values, i.e.

Any item of maintenance or repair exceeding this amount that is not caused by misuse, [etc.]... shall be performed by Landlord."

Your Choices....Sell with an AgentSell FSBO - no comissionRent - DIY or Property Manger with feesSell On Terms (Rent to Own - Lease Option) The costs to sell with an agent average 10% of appraisal with closing costs and other items (holding costs, closing costs, etc) minimum.

I am getting started with youtube and other internet marketing items.

There is no line item on a tax return for your household rent.

for all the landlords out there - what were some of the items/actions you did that made your tenants happy?

I think if I did, and changed from taking the standard deduction to itemizing including interest on the new home loan that my combined rental / residence tax situation would be not be much improved.