On the financing end we've been subject to FHA's self sufficiency rule for as far as time spanned but recently in early 2016 they (HUD/FHA) changed their 100% income SS rule to be more realistic and added a 25% discount for repairs and maintenance + vacancy.

.-$50 discount for auto draw on-time monthly pay (Rent is $525 after discount)-Low Utility deposit. ($150)-Pets allowed for $200 non-refundable Pet Deposit; $25/month extra per pet.

I am accelerating and refinancing out of my commercial loans with private money aggressively.Unless you can buy for cash at a SIGNIFICANT discount, I'd borrow this awesome residential money if you can qualify for prime rates and terms @Brady Hurs.  

I was then offered a discount in case I wanted to offer the tenant a cash-for-keys type of agreement, but ultimately I passed on it because I would've been cumbersome.

Instead of owner financing, trade a note you bought for a discount.  

The crowd platforms perform their due diligence but it's imperative that you do your own deep dive on the sponsor(s) and try to verify the marketing pitch they've provided you.

But typically you get a discount of some sorts. 

Also don't be afraid to ask if the contractor will give a discount for cash deal.  

But almost always at some discount (if I had to guess, 50-70% of market).

If you go in and see that the house only needs a deep cleaning and some carpet.... well your 147K figure is way off on repairs.