You just need to be more creative than the average bear.

Would the best route be for all of us to cosign on the loan, or try and do something creative. 

So, I have a feeling that we will have to get creative with financing, think outside the box, and have a lot of patience ... but I am hoping it will pay off in the end!  

The more creative you are the more risk that a prospective buyer would dislike it, but it also greatly increases the value to those that do.Just my 2 cents.Adam

The way to maintain your negotiating leverage is to ensure you're able to close on the purchase if you need to.

Hey I have a questioin for all the wholsalers and creative finance investors here, I looked at a painting/ repairs project last week, and the customer is putting her house up for sale.

So, if I let the buyer's option fee clear the seller's account first, how can I protect my interests (and ensure I get paid my assignment fee from the seller)?

I have been able to do so in some of the markets I buy in and it always ensures me that I get good deals. 

I keep my volume low and spread out over a month to ensure that I have a reasonable chance of returning all of my calls.Sure, I could open up the throttle and send out 3000 mailers and have them hit in about 10 days.

I just bought a multi (2) family myself last year July so i'm very cash poor but i would like to take over this property.The seller:Seller owes 226kMarket value: Between 275K- 300kMortgage 6% (Conventional loan)Tax: 14k, Insurance 1,5KThe seller is current with all his bills.The rents are below market value and will cover mortgage, tax and insurance.The seller is open to any creative deal.How can i structure this deal so i don't have to put cash down and eventually refi the mortgage to get a better rate..Thanks!