@Oscar Leon I can only see this as practical if you were pulling money out and keeping PMI off.

I've used The Property Guys for many years, and they have been consistently excellent.

I was able to retire a great corporate job after wholesaling consistently for 5 months. 90% of what wholesaling is, is building a deal pipeline. 

I work on television with a union on a long running series that consistently earns me gross 150-190K per yr (union overtime etc affects the annual drift).

Being able to watch them go over examples of deals and see the theory or idea in practice was more beneficial for me.

My question is "Is it standard practice that the Draws are on a reimbursement basis?"

As a result, I am currently unable to make a routine capable of producing consistent results until I know exactly who I should be talking to.

.- Best practices that you found enabled your loan process to run smoother and efficiently.I would also invite those to comment who had applied for the loan, and perhaps used a commercial loan in the end to close the deal.Thanks!

The bank is less likely to foreclose on a property that has so little equity.Correct me if I am wrong, but as long as an invest property is full occupied and has consistent cashflow, a higher rate should not be considered an obstacle because the tenants are paying for the mortgage.

California coddles.NOLO has a great book called "Every Landlord's Legal Guide" and it includes tons of practical advice as well as links to your state-specific laws.