If you sign a contract to buy it and someone else buys it at the foreclosure auction it would still probably be yours but it would be a mess to sort out.

Selena, if your bank won't work with you there are some private lenders/hard money lenders with programs that are sort of a cross blend ( not too hard ) but you have to have good credit scores to get them. 

How did they get started, Do you have any body that I can speak to that you have done business with, and last but not least do you invest and or manage properties the areas you are promoting.

Is this actually better handled as a sublease and should we void the addendum and instead sign some sort of sublease acknowledgement and send that to the prior tenants?

@Joan Furbush It wouldn't hurt to do a contract of some sort, especially if you don't know him very well. 

The Equifax site says down marks for the following but doesn't give any sort of detailed explanation:Serious Delinquency (none of my accounts are delinquent)Bad Payment History (don't remember the last time I missed a payment)Recently Missed Payment (definitely haven't missed a payment in years)Loan Balances (I bought a car in Dec. 2016, but that only HELPED me)Ill call them and see how I can get a detailed view of this... b/c it doesn't add up to me.

Hey Tony -We were sort of on the same page: I had checked out Podcast 124 which has the same guest, Jered Sturm, as Podcast 205, which you recommended.

Nate Hawkins are you talking about trying to go to people house to try to make them some sort of offer or deal to try to get to them before the property goes to sale?

It seems the hardest part for most people, including myself, is finding good deals so the fact you have that all sorted out and have found a system that works is phenomenal. 

Or is their still some sort of "public policy" or law that would put them on the hook for this?