If you need a lender recommendation to discuss your financing options, feel free to send me a PM.

Have other potential investments with greater returns we could use this funding for.Flex buildings:We have the land, the contractor, the plans, the zoning and the financing in place. 

You do not want this going sideways once you are under contract and send out your EMD...There is no DSCR lender comfortable doing 100% financing, unless you are using funds from a HELOC for the down payment and closing.

This past year I have learned many things about Cap Rates, how to find deals and underwrite as well as meeting brokers, networking, seller financing, hard money, etc..

And equally important, my experience with contractors that manage their KPIs this way, are generally bad with finances, so start asking for weekly draws anyways because they need to pay their bills and have no savings.

It might be beneficial to seek advice from experienced investors or explore alternative financing options to strike a balance that aligns with your goals and financial interests.

That's a great way to get started in investing and up to 4 units can use conventional financing for owner occupied. 

I've already attended a few open houses in those neighborhoods during past visits and have driven around to get a feel for the area.In terms of finances, I currently have around $250k in cash, mostly in a high-yield savings account, along with some laddered T-Bills.

Seller Financing: Offer financing to the buyer instead of requiring traditional bank loans.

I'm undecided about how to finance the upfront cost though (deposit/reno cost).