We did live in it for one year to satisfy the FHA loan and then moved out, so unfortunately it would have to be refinanced as an investment property with worse rates (8.1%) and higher LTV (25%).

It might help pay for your expenses if you house hack but I bet the number of markets a 3.5% down payment is cash flowing has shrunk significantly over the past 2 years.

At the end of the year, it is super easy to reconcile expenses and to be able to do an easy audit for performance purposes.  

I suffered through this for 3 years before recognizing I had a problem. 

I didn't use any tools other than the MLS comps I have plus knowledge of the area from living here for 30 years. 

I have been buying and selling in Clevland for about 10 years, Happy to connect, 

Ok, so I have someone doing a short sale of sorts in floridaThe first mtg is with a co out of CA that bought the NPL from Fannie a few years agoThe 2nd is with Mr Cooper, and is a Fannie 2nd (didnt know fannie even did 2nds?)

LA didn't have as much of an upswing in home values over the last ten years compared to the other areas but I also don't want to buy at the top of the market (which is San Diego right now, although may be doubtful it decreases - some places up 110%).

The school spent $275,000 on repairs, improvements, made paymemts for 6 years, and paid us off.  

A cost segregation study is a strategic tax planning tool that separates the assets that have a shorter useful life and can be depreciated over 5, 7 and 15 years from the residential rental property or nonresidential real property that are depreciated over 27.5 and 39 years, respectively.