Winter rates. 

In the summer it's about triple and the winter is usually about the same as what a LTR would normally bring in.

I will be selling the farm in the winter when HITS is in town and the new World Equestrian Center opens.

At this rate, we'll be selling the house in winter, and that's gonna hurt my mom's finances huge.Any community thoughts / advice would be greatly appreciated.  

Originally posted by @Marc Winter:@Philip Johnson, that 'start now and worry about the details later' is a recipe for disaster. 

I will keep that in mind, Yes with the inspections I used to help my mother with her old contracts and I had to do things such as take photos of items out of code, if houses were supposed to be winterized or simply ready to be put back on the market.

Traditionally these central systems lag the mini-splits in ultimate performance (COP, HSPF), especially in cold climates, but there is a new Canadian designed unit being commercialized by EcoLogix which has the compressor indoors, allowing it to retain efficiency down to -25C (or lower) without the energy costs of frequent defrost cycles.In the dead of winter when we have a week or two of temperatures below -30C, auxiliary heat is still required, but we realize benefit from the heat pumps most of the winter and particularly in the shoulder heating seasons.Heat pumps or not, the first order of business is to improve the air sealing and insulation of the building envelope - you receive less benefit of producing heat more efficiently/cheaply if it is going straight to the outdoors.

Or put renters in the top 2 bedrooms only while the 3rd floor gets rehabbed during the winter?

I buy only in the winter.

Winters could be very cold due to natural climate in dessert.