I can place properties under contract but I can't find the financing, I have contractors who are ready to work, and a realtor to list.

As he says, "Money that isn’t working for you is lazy money."

I will probably work in private practice for a while on a 1099.

I just graduated from pharmacy school in 2023 and have been working as a pharmacist since.

Lets face it, the real risk is the principle anyways so protecting that is most important.I also have no early payment penalties and often, the ability for the investor to roll into the next deal allowing their capital to be constantly working for them.All loan docs should include the interest rates, loan terms, and payment schedules. 

Why not get the heloq on the property your doing the work too?

@Rick Richard before you sign that offer...are you working with a Realtor?

I'm working on getting my first piece of property and am now looking in Buffalo, NY which is ~6 hour drive from where I live.

I've sat in on some of the 90min deals too and could tell pretty quickly that they weren't the experts they say they are and certainly gave a lot of false information about how sales work locally. 

If the numbers work out then you are good to go.How does someone truly manage a property "effectively" from a distance?