(High interest rates are temporary) we may not see 3% mortgages again, but I bet we see under 5% on primary residences more often than not over the next 15 years.The mega corporations have consolidated power in the near term.

At that interest rate, is there a reason you wouldn't just put these expenses on a credit card or do credit card cash advance? 

Two of the units are occupied by cash paying tenants at 1500.00 a month.

@Ian DaviesI would go check out Perry Zheng's platform Cash Flow PortalGino

Dayton is a great market for high cash-flow, but it won't have as much appreciation as other Ohio markets because of factors such as population growth.

Once you get a mortgage you can leave 20% equity and cash out $30K or sell for $50k gross profit.Build cost includes ALL costs. 

The property obviously cash-flowed although not as desired. 

You can start cash flowing off the bat and (depending on the financials) can potentially help your DTI. https://themortgagereports.com/107690/fannie-mae-introduces-...

I purchased the property with a combination of cash and a HELOC.

Hello Lenders,I am interested in buying half of a duplex.It will be sold and recorded in the county as a single unit.Wondering if the half unit can be cashed out refi, and how the process goes?