The team included a local lender with gray hair because an experienced lender approves the loan the knowing local market trends and the path of development.

I would run the numbers on both the scenarios--the scenario you mention and figure out the path to that next 20% down, and then the scenario of pulling out that equity and getting several rental properties initially- would that income cover that refinance.

@Ivy Flowers I have done both and by far the path of least resistance is to hire someone and the professional will always do a better job. 

That sounds like a bright path I should definitely explore.

Is this right because if so I have been spending way too much on enhancements.3 So now that I have a lot of my line of credit used because my appraisals did not come back as I needed them to be what path would you take to get back to paying down the line while still moving forward?

. - Don’t comment and say “Join local RE group “ I am seeking persons with a mindset that doesn’t necessarily need to be “ local “- I have come across some obstacles in my path to ultimate success and I’m really looking for a mentor.. - would love to engage with 2-3 mentors, talk weekly/monthly with each other.

Because the BP calculator seems pretty straightforward in my opinion. 

@Jeff Copeland: Is the swapping straight-forward or does it require a locker?

Hello fellow investors:As a beginning investor, I would like to pick the brain of those who have already been down this path.

List the house````````````````````````````````````````This is the exact business model I've decided to do, Reading BP and a lot of Brian's posts and information has lead me to this path.