., the steel "bumped" the backside of the beam pocket when it was being placed; the weight of the steel can easily do some damage on an un-reinforced section of wall like that).Time and/or the freeze/thaw cycle, may have eventually popped it loose.If the beam has proper bearing on the foundation, then this may need little more than to simply be patched properly.  

A lot of what John was getting at is what kind of finish you'll be doing has a lot of bearing on the rehab cost.

Heavy textures can be a real bear.

Based on what you want, the perfect places for you to find something are the Katy area (north of I-10), Cy-Fair, and Bear Creek.

I had big payments and couldn't make them with the rent The market would bear. ($950 dollar payment, $850 a month rent.  

So you'll find it's pretty close to what the market will bear, both ways.Those other factors will always, for a lender, be the return of his money before a return on the money.

In the mean time or in bear markets, the AAA locations hold value better than lesser locations.

@Philip Klinck I guess my first question should be are you tracking your marketing?

Hey everybody, this will probably be a long post so bear with me....I have been lurking here and doing a lot of reading over the past month.

He is right of course, if they close, it has no bearing on you.