More often than not, property managers have clauses in their contract to protect this from ever happening to owners.

You have to find the right balance between making attractive offers to buy deals and protecting your investment.When I purchased my first 4-plex, I saw 3 out of 4 units prior to making an offer.

An LLC is more about protecting your other assets legally if an issue arises.

If you go with a straight loan, it's going to be expensive in points but protect your equity.

Most contractors will take the appropriate measures to protect the materials on site and the only project that may be effected by snow would be replacing a roof.

I've kicked around the idea of diversifying into short-term rentals (not switching, just adding one or a small handful of properties over time to supplement my regular portfolio). 

I'm personally switching everything to QBO right now to facilitate continued growth.

Yes, it offers you some protections. 

My 2nd post here.I made a Switch from selling cars to start working with home-owners affected by hurricane ida with their roof repairs and replacements.I'm very happy I made this switch 2 weeks ago  because I knew it would help me learn more about real estate , Sales, Home-owners, home insurance, etc. and it would get me closer to my end goal of purchasing apartment buildings and large multi-family properties. 

This will provide similar protection without the operational hassle's of an LLC.