There may even be some other products that your lender will have that is considered conventional, but certainly there will be some options for you! 

Don't forget to Kaizen your own products. 

If you think prices will actually fall then maybe there is an argument for waiting, but I haven't seen any indication that that will happen.What is likely to happen is that the rate of appreciation will slow, but I do not anticipate it to turn negative (deflation).What is certain to happen is that interest rates will go up over the next 12 months.In the next twelve months it will not get cheaper (in terms of actual purchase price) or more affordable (in terms of monthly payment) to purchase real estate then it is right now. 

Make sure you check out all that this site has to offer.There are some pretty nice discounts on many products and services offered as Perks to BP members that you might want to check out: https://www.biggerpockets.com/perks/proI really like the alerts feature that can quickly guide you to current topics that may be of interest: http://www.biggerpockets.com/alerts

The only slow down is getting the plans passed, but my local building department recently opened up same-day, in-person, plan examination for single family residential.  

I would advise talking to a lender and finding the best product for your situation.

Hey sorry for the slow response.

I have considered and ADT type alarm the contacts the police, but I have been told that the police are actually pretty slow to respond to those as most of the calls they get for these are false alarms.  

Smoking also includes the use of an electronic smoking device which creates an aerosol or vapor, in any manner or in any form. [2] “Electronic Smoking Device” means any product containing or delivering nicotine or any other substance intended for human consumption that can be used by a person in any manner for the purpose of inhaling vapor or aerosol from the product.

Some providers take the approach that a furnace or water heater with several years of expected life shouldn't be replaced in the rehab, but that the final product should be priced accordingly.