Half way through the loan, the principal paydown gets faster, so they are trying to point out that every month you own a higher portion of the property than you would with a brand new mortgage.CommentaryIn my opinion, that is a lot of brain damage and not great returns for $75K out of pocket and only $10K of equity capture at the start. 

Tax benefits from your equity portion of the deal depreciating3.

(I asked them to fill out only the background check portion instead - waiting on it to be returned).They indicated they are okay with with security deposit and rent I specified, and with the terms of a 1 year lease. 

We are only addressing the long term Parking portion of storage.

If you are seeking other solutions to solve capital gains, consider it may make sense to participate in a direct syndication or fund that has a high degree of asset depreciation, which will allow you to offset all, or a portion of your capital gains and stop kicking that can down the road.  

I spent a good portion of the last downturn servicing defaulted life company loans, and even with the same lender had very different results based on how well the loan docs were negotiated.

Have you ever considered the idea of courting a partner that may offer private lending in exchange for a certain portion of equity ? 

double wides can be tricky because of the debt portion.

High deck needs replacement with a portion of the roof.

I wouldn't expect all the higher end schools to do this, because they want to keep some prestige, but if a large portion of the top schools do, then a lot of the lower end schools could really suffer.One thing that I don't think enough people realize is that prices are determined by the marginal buyer.