No counter offer or objection to 50% financing was made until 1 hour before closing. 

I know you can read a lot of doom and gloom and know a few people personally that leave and it feels like its a huge trend... but objectively its not. 

If money is your objection snap out of it, the deal holds more value.

Absorb all you can, but find out what you enjoy rather than chasing shiny objects.

We, the appraisers, are objective 3rd parties reporting and observing what is asked of us.

Given the state of the market, keep the following considerations in mind:Buying a Primary Residence:Pros: Building Equity, Stability, Potential for AppreciationCons: Upfront Costs, Responsibility, Market UncertaintyRenting a Primary Residence:Pros: Flexibility, Maintenance Responsibilities, Fixed Monthly CostsCons: No Equity Buildup, Limited Control, Rent IncreasesUltimately, your particular situation, financial objectives, and personal tastes will determine whether you should buy or rent.

Keeping tenants from flushing unwanted objects seems problematic but can be handled via a clause in the lease. 1st time it's one me and any other times after its on the tenant.

It’s important to know what you want to accomplish and work with people who are committed to helping you accomplish your objectives.

No system is perfect, so don't waste your time chasing after the next shiny object.

You won't necessarily have access to all the stats that you need to make an informed decision to purchase however it's great if you are out and driving around and see something.Best bet is to establish a relationship with a realtor that understands your long term objectives, we can give you everything as we have access to the Ontario MLS database as well as land titles.