I would like to collect on a judgement I won.thank you in advance for any advices,Wu

If you were to evict, I would suggest a money judgement from the court as well; this will help ensure you're paid from any late charges that are owed from the tenants.

First, I would say the purchase price in 2021 is meaningless, so no need to even know that, let alone let it cloud your judgement.  

Pry a judgement call. 2 years of tax returns including 1 year with only a month or two might not mean much. 

Not to rain on your parade, but... 

Ask the right questions and use your best judgement if they would be a good fit3.

Do you have a judgement?

The government's money will hit your account on the 1st rain or shine. 

@Slocomb Reed, you can search numerous threads or Dodd Frank regulation, but what you will find can be summarized as followsDodd Frank Act, and administrative rulings by the Consumer Financial Protection Agency, are unbelievably numerous, hard to interpret, subject to subjective judgements, have harsh and draculon penalties for even small or inadvertent infractions, and cases are being pursued by trail attorneys both as individual cases and as part off class action.So, a lender set up to do a huge volume of personal mortgage loans may find the risk acceptable, the enormous investment in compliance and personnel  and procedures a cost of doing business.Private lenders do not have the time, money, staff or risk tolerance to be in this market. 

You rely on other people for literally everything, fully trust their judgement and have to pay them for it.