Excellent suggestion.

I'm having difficulty making this transition though, as many people do I'm sure.I currently make pretty good money working full time (~70k/year) and I have excellent credit, so buying houses with conventional funding is easy, and building cash is easy.

Excellent - they are very professional, know their stuff, and reasonable.

I used to keep an excel spreadsheet with all that info.I used colors and cells to denote the metrics.I also had a column with the dates of each call and a section with notes.Obviously there are a LOT better ways to do that, but  yeah.. imagine that, that is how I used to get by!

.: Excellent!

Hi @Edward Kuk, it's all pretty standard stuff, though I might consider lowering your credit rating down to the 670-680 range.Default rates are still very reasonable as compared to 700+, but you'll open up your candidate pool.We use 680 for our rentals.Pets is a biggie too.

If free labor isn’t enticing, I am also quite tech savvy (and good with Excel), if that is something you’re looking for.

I have a few excel models, but wondering if anyone else has a model they prefer? 

@Scott Schultz, that's an excellent point.

@Greg Dickerson excellent answer !